How Hard can Losing Money even Be?

Benny suddenly put down his chicken wing.

"I have an idea."

The moment those words left his mouth, both women looked toward him.

Selena immediately became vigilant.

"What now?"

Benny picked up his phone and pointed at it.

"I’ll transfer the money to you."

Selena blinked.

"What?"

"I’ll transfer all of it to your account."

For a moment, neither woman spoke.

Then Selena pointed at herself.

"To me?"

Benny nodded.

"You manage it."

"No."

The answer came instantly.

"Absolutely not."

Benny looked confused.

"Why?"

"Because it’s over fifty million yuan!"

Selena nearly slammed the table.

"Do you know how ridiculous that sounds?"

Benny thought about it seriously before explaining.

"If I keep the money, I’ll probably spend it."

"Good."

Selena nodded.

"Just don’t spend it all."

"But what if I do?"

"You won’t."

"What if I find another investment opportunity?"

Selena immediately narrowed her eyes.

Just then, Hong Yueyao suddenly spoke.

"Actually..."

The two siblings turned toward her.

Hong Yueyao hesitated briefly before continuing.

"I don’t think Benny’s concern is completely unreasonable."

Selena stared at her. 𝓯𝓻𝒆𝙚𝒘𝓮𝙗𝓷𝒐𝓿𝙚𝒍.𝙘𝓸𝙢

"You can’t be serious."

"I’m not saying you should take all the money immediately."

Hong Yueyao quickly raised her hands.

"But think about it."

She turned toward Selena.

"If Benny really wanted to invest everything tomorrow, could you stop him?"

Selena opened her mouth.

Then paused.

Because the answer was obvious. No.

The money belonged to Benny.

Hong Yueyao continued.

"At least if the money is under your supervision, there will be another layer of protection."

Benny immediately nodded.

"Exactly."

Selena ignored him completely.

Hong Yueyao smiled.

"Look at it from another perspective. Right now, Benny suddenly has more than fifty million yuan. He’s young and he has very little financial experience.

And from everything we’ve heard tonight, he seems very willing to make aggressive investments."

Benny wanted to protest but he remained silent as for some reason this Hong Yueyao was helping him.

In the end, he quietly lowered his head.

Hong Yueyao continued speaking.

"If the money remains entirely under his control, there’s nothing stopping him from investing a million tomorrow or ten million or perhaps all of it."

Selena’s expression darkened.

Seeing this, Hong Yueyao pressed forward.

"I’m not saying you should take ownership of the money. That’s different, all I’m saying is you help manage it.

Think of it as protecting your younger brother from himself."

Benny immediately pointed at her.

"See? That’s exactly what I meant."

Selena rolled her eyes.

"No one asked you."

Benny obediently lowered his hand.

Hong Yueyao nearly laughed as she continued.

"Besides, you know him better than anyone.

If one day he suddenly wants to invest thirty million yuan into some company because someone on a livestream told him to..."

Benny immediately looked away to which Hong Yueyao paused and asked confused, "...Why are you looking away?"

The room became silent and Selena slowly turned toward Benny.

"...Is that how you made the money?"

Hong Yueyao rubbed her forehead.

"See?"

She pointed at Benny.

"This is exactly what I’m talking about. He doesn’t even realize how abnormal that sounds."

Selena stared at her younger brother for several long seconds.

Then she sighed before finally, she spoke.

"Fine."

Benny immediately sat up straighter.

"But I am not keeping the money for myself."

"Of course."

"I’m only managing it."

"Of course."

Only then did Selena reluctantly agree.

Across the table, Hong Yueyao secretly breathed a sigh of relief.

Meanwhile, Benny’s face lit up.

He had actually succeeded, his sister had actually agreed.

Of course, a large part of the credit belonged to Hong Yueyao.

Benny wasn’t entirely sure why she had helped him.

Still, her assistance had been invaluable.

I’ll treat her to dinner later.

He silently made a mental note.

With the matter settled, Benny immediately moved on to the next problem.

"Alright."

He took out his phone.

"How do I transfer it?"

The room suddenly became quiet.

Both siblings turned toward Hong Yueyao.

Caught in the spotlight, Hong Yueyao calmly picked up a chicken wing.

After swallowing, she spoke.

"For an amount that large, you can’t use a normal transfer."

Benny blinked.

"Why not?"

"Because we’re talking about more than fifty million yuan."

She wiped her hands with a napkin.

"The bank will almost certainly require additional verification."

"Oh."

Hong Yueyao nodded.

"You’ll both need to visit the bank. There will be paperworks to do, identity verification. Fill out a few forms and after that, everything can be arranged."

Benny immediately relaxed.

So it wasn’t complicated.

Then Hong Yueyao added,

"I’m free tomorrow. If you want, I can accompany you."

Selena nodded.

"That would probably be helpful."

Benny nodded as well.

"Sure."

Seeing how quickly they agreed, Hong Yueyao smiled.

"Then we’ll go tomorrow."

With that settled, she reached into the chicken box and grabbed another drumstick.

Meanwhile, Selena finally felt more at ease.

For the first time in years, she no longer had to worry about debt.

No longer had to worry about interest payments.

No longer had to worry about expenses.

The monthly returns alone would exceed her salary as a university professor.

The heavy burden she had carried for years suddenly felt much lighter.

She looked toward Benny.

Then, after a brief hesitation, she spoke softly.

"Brother..."

"Hm?"

"Do you mind if I stop being a professor?"

Benny looked up.

"Hm?"

Selena immediately shook her head.

"Nothing."

She lowered her gaze and took another sip of beer.

Internally, she couldn’t help but criticize herself.

What am I even thinking?

I’m supposed to be the eldest.

I’m supposed to be the one taking care of him.

Not the other way around.

Across the table, Benny quietly watched her.

Then, unexpectedly, a memory surfaced.

It was from his previous life.

Back when he was already in his thirties.

Selena had been around fifty.

The two of them had been sitting on a balcony late at night, smoking while talking about life.

At the time, Benny had casually asked a question.

"If you could go back and do everything again, what would you change?"

He still remembered her answer.

"Nothing. I’d still live the same way."

At first, he thought she was joking but Selena had simply smiled.

"As much as I hated being a teacher, it was the only thing I was ever good at and it was the only way I knew how to pay back the debt."

The memory struck Benny like a hammer.

How had he forgotten?

His sister never became a professor because she loved teaching.

She became a professor because life forced her to.

Because someone had to support the family.

Because someone had to carry the burden.

Because someone had to keep moving forward.

But now, things were different, the debt was gone and the pressure was gone.

For the first time in her life, she could actually choose.

Benny suddenly put down his chicken wing.

"Sister."

"Hm?"

"How about quitting?"

Selena blinked.

"Quitting what?"

"Being a professor."

The room instantly became quiet.

Both women stared at him while Benny continued seriously.

"Now that we don’t need to worry about money anymore, why not do something you actually enjoy?"

Selena frowned.

"And what exactly would I do?"

"Well, you’re already livestreaming, so why not do that?" Benny said with a smile.

"Last time I checked, you were pretty good at it."

The moment those words left his mouth, Selena’s face instantly turned red.

Hong Yueyao blinked, then slowly turned to look at Selena.

A teasing smile spread across her face as she asked,"You’re livestreaming?"